Taking out a personal loan is the standard way of borrowing money.
 

An unsecured loan is a loan which is not secured by an asset, but if you default on your payments it could result in you being credit blacklisted.
If this was to happen it would prevent you from applying for a credit card, a mortgage or even taking advantage of an interest free deal in a shop.

A secured loan is a loan which is usually secured by way of a caveat placed on the title of a property.

 
For an unsecured loan up to $1,500.00, we require the following information:
 
Unsecured loan criteria:
  1. Full time permanent job for over 3 months
  2. Last three months of bank statements
  3. Recent Payslips
  4. Valid Photographic Identification
    (Driver license or passport)
  5. Tenancy agreement
  6. Utility bill with current address
  7. Completed Application Form
For an secured loan up to $100,000.00, we require the following information:
 
Secured loan criteria:
  1. Property certificate of Title
  2. Current liability statement
  3. Evidence of monthly income during last 12 month
  4. Valid Photographic Identification
    (Driver licence or passport)
  5. Fill in Application Form
With all applications the loan will be assessed on your ability to repay the loan.
 
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Our Guarantee

* We guarantee same day approval
* We guarantee settlement 48 hours after approval
* We guarantee no hidden fees or exit fees

Approval Process

We settle most transactions in 24 hours.
Our approval process is simple and efficient.

The following is a example of how our application process works:

If you or your client has animmediate funding requirement your first step is to contact a Financial Express branch for an obligation free chat.
We will give you an "on the spot" indication of our ability to provide funding.

You or your client will be required to submit a formal application to Financial Express.

Legal & Loan Documentation is then processed.

Valuations and security assessment are undertaken (if required)

Documents will then be available for client to sign.

Once the client has signed the doccumentation it is then approved by management for immediate funding.
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